What types of financing options do I have?
Every Volkswagen owner's different.
Volkswagen owners are an eclectic bunch.
That's why we offer plenty of options.
We've got plans for college grads, first-time buyers, leasing, and even for people
who don't like to make up their minds right away - called Driver's Option (you'll
find it detailed later on).
We offer competitive rates, can explain all your options clearly, and can take care
of everything in one place at one time, right at the dealership.
Should I buy a new VW or lease one?
Buying
When you finance a VW through Volkswagen Credit, you make monthly
payments for the length of the loan.* And as soon as you pay
it off, it's all yours. There's no mileage restrictions, excess
wear charges, no due date for returning the vehicle. With terms from
12 to 84 months and competitive rates, there's a plan for your
budget. But, if this option isn't for you, read on.
Benefits of Buying
• Ownership
• Competitive Rates
• Flexible Terms
• No Mileage Restriction
• No Charges for Excess Wear
• Competitive Rates
• Flexible Terms
• No Mileage Restriction
• No Charges for Excess Wear
Leasing
This option is typically for folks who either want lower monthly
payments, or easily getting into a brand spankin' VW every few years.
In both cases, you simply choose how long you want to drive your new
VW, from one to four years, then turn it back
in when the time's up.**
The longer you lease the vehicle, the lower your monthly payments are
(on average).
Plus, you can also opt to buy your VW at the end of the lease. Whatever works best for you, we want to help make it happen. Any of our local dealers will be more than happy to take you through the process in detail. Please check out VW's Wear and Use Policy** before deciding on this avenue.
Plus, you can also opt to buy your VW at the end of the lease. Whatever works best for you, we want to help make it happen. Any of our local dealers will be more than happy to take you through the process in detail. Please check out VW's Wear and Use Policy** before deciding on this avenue.
Benefits of Leasing
• Lower Monthly Payments
(on average)
• Keep Cash to Spend or Invest(on average)
• Flexible Terms
• End-of-term Options
Driver's Option
Can't decide whether to buy or lease? Then don't. Our Driver's Option
Plan† offers the best of both worlds.
With Driver's Option (available in most states†) you choose how long you want the VW, pay your scheduled monthly payments, then you've got three options:
If this sounds interesting to you, one of our VW Credit consultants will be happy to tell you more about it.
With Driver's Option (available in most states†) you choose how long you want the VW, pay your scheduled monthly payments, then you've got three options:
• One: Pay off the balance of what the VW's worth and keep it.
• Two: Refinance the balance of the VW's worth.
• Two: Refinance the balance of the VW's worth.
• Three: Turn your VW into a Dealer and walk away.
(some additional charges
may apply, as stated in our Wear and Use Policy**).
may apply, as stated in our Wear and Use Policy**).
If this sounds interesting to you, one of our VW Credit consultants will be happy to tell you more about it.
Benefits of Driver's Options'
• Lower Monthly Payments
(on average)
• No Security Deposit(on average)
• No Acquisition Fee
• Three End-of-term Options
First Time?: A helpful starters guide for new car buyers.
College Grad Progran
If you're graduating in the next 6 months, or graduated less than 24 months
ago, check this out - our College Grad Program can get you behind the
wheel of a VW even if you have no previous credit history.*
All you need is a full-time job or a commitment letter from your future employer. Wow. The size of your down payment depends on whether you buy or lease. If you do lease, there's no first month's payment or security deposit required. See your Dealer for additional information. It's our little way of saying congratulations. Here's a graduation gift.
All you need is a full-time job or a commitment letter from your future employer. Wow. The size of your down payment depends on whether you buy or lease. If you do lease, there's no first month's payment or security deposit required. See your Dealer for additional information. It's our little way of saying congratulations. Here's a graduation gift.
Key Benefits
• No First Month's Payment**
• No Security Deposit
• No Credit History Required*
• No Security Deposit
• No Credit History Required*
First Time Buyers
Compliments of VW Credit, we've designed a loan specifically to put
first-time buyers behind the wheel of a VW more easily.
To qualify, the new VW of your desire has to be the first car you've ever financed. (Certified Pre-Loved Volkswagen models count, too). You have to have had a full-time job for the past year. Best of all, the minimum down payment is only 20%. Yep, 20%. A co-signer or credit history are usually not required. See a Dealer for full details.*
To qualify, the new VW of your desire has to be the first car you've ever financed. (Certified Pre-Loved Volkswagen models count, too). You have to have had a full-time job for the past year. Best of all, the minimum down payment is only 20%. Yep, 20%. A co-signer or credit history are usually not required. See a Dealer for full details.*
Key Benefits
• May Not Need a Co-signer
• Credit History May Not Be Required
• Establish Your Credit
• Credit History May Not Be Required
• Establish Your Credit
How can VW help protect me and my car?
Volkswagen Drive Easy
Volkswagen Drive Easy Program (at participating dealerships) offers a variety of extra coverage options to keep your mind off the worry, and keep it on the road.
Volkswagen Drive Easy** Program
• Vehicle Service Contracts
• Guaranteed Asset Protection (GAP)**
• Car Care
• Road Hazard Tire & Wheel Protection†
• Courtesy Care† †
• Lease Vehicle Protection Plan
• Guaranteed Asset Protection (GAP)**
• Car Care
• Road Hazard Tire & Wheel Protection†
• Courtesy Care† †
• Lease Vehicle Protection Plan
Vehicle Service Contract Plans
All major components could be covered, depending on the plan you select. You can purchase coverage up to an additional 100,000 miles, depending on the age and mileage of your vehicle. And, if you buy protection at the same time you purchase your vehicle, you can include the cost of the plan in the financing of your vehicle.
Guaranteed Asset Protection (GAP)**
If your car is stolen or totaled in an accident, your insurance company may only pay what it's worth. This can often be thousands of dollars less than what you still owe. Volkswagen can help you bridge the gap with the Guaranteed Asset Protection Plan.
Car Care
The Car Care Service Plans include valuable maintenance services that will help you keep your vehicle running like new, and keep your vehicle qualified for the Volkswagen new vehicle limited warranty protection. And, the Car Care Service Plans work in conjunction with the Carefree Maintenance plan offered on your new VW vehicle.
Road Hazard Tire & Wheel Protection†
We offer protection for repairing or possibly replacing your wheels and tires. This protection includes tires, mounting, valve stems, balancing and sales tax - and, coverage comes in standard and deluxe packages. Plus, you can choose a towing roadside assistance option as well.
Courtesy Care‡
The Courtesy Care Protection Plan Package provides an added level of driving comfort by covering many service and maintenance items not covered by the Volkswagen new vehicle limited warranty. Everything from your brake pads and battery, to your headlamps and electrical equipment are covered.
Lease Vehicle Protection Plan
With our Lease Vehicle Protection Plan, you can be sure that you're covered for virtually any mechanical failure, plus additional benefits to keep you going - wherever you are. And, if you decide to purchase or re-lease your car at lease-end, you are guaranteed the option to purchase a new service contract.